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Au small finance bank share Q4&FY21 Business Updates | q4 result | au small finance bank news

 


              AU SMALL FINANCE BANK 


Q4&FY21 BUSINESS UPDATES 


Key Q4FY21 Highlight


Q4FY21 Quarterly Result


Key FY21 Financial Highlights


FY21 Annual Result


Other Income Statement


Balance Sheet


Assets & Liabilities Breakup



Key FY21 Operational Highlights

➢ Strong rebound in disbursement in H2 (Vehicle, SBL and Housing) 

➢ 77% of total FY21 disbursement in H2 (47% YoY growth)

➢ Deposits continue to scale driven by increasing brand awareness, branch expansion and improved digital offering

➢ Improved CASA ratio from 14% to 23%

➢ Overall Cost of Funds reduced by 86 bps to 6.83% from 7.69% in FY20 ➢ GNPA of ₹ 1,503 Cr (4.3%), of which

➢ >90DPD portfolio - ₹ 962 Cr (2.7%) 

➢ <90 DPD portfolio - ₹ 541 Cr (1.5%)

➢ Collection efficiency was >100% in each month of Q4FY21

➢ PAT (ex-Aavas) grew YoY despite accelerated provisions in FY21

➢ Deposit are at 35,979 crore ( Growth of 38%)(y-o-y)


Share Holdings Pattern



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